Six plain explainers

Guides for first home savers

Each one answers a question first home savers search for, with example math you can redo with your numbers.

Three stacked blocks in purple, green and gold sliding together into one taller block on a hillside

Start here

How much do you actually need for a first home?

Read the guide
Small cost blocks landing one by one on a summit ledge beside a flag

Then

The costs that show up after the down payment

Read the guide

Run the numbers for your own home

Enter a home price and what you can save, and the planner shows your total and a projected date.

Two canvas daypacks leaning on a weathered wooden fence at a grassy trailhead, a dirt path rising behind

Join Our SMS List

Climb Alerts are account notices, never ads. A reminder on the day you pick, a note when a switchback clears, your sign in code, a renewal notice. Nothing else, ever.

Your phone number is never sold, rented or shared for marketing. It is used only to send the Hill Wallet Climb Alerts you asked for.

A phone lock screen showing two text notifications from Hill Wallet: one saying $850 was logged and switchback 7 of 40 cleared, one reminding the member to log this month's deposit.
Two Climb Alerts on the example climb.